Terms of Service

COYA is the platform Where Gamers Connect. Our mission is to unify your gaming identity and help you find your squad. We get it – terms of use aren't exactly thrilling content, but we've tried to make them easy to read and understand (no wall of text crits, we promise).

These Terms of Service ("Terms") apply to your use of COYA and all associated services, including our iOS and Android apps, APIs, embeds, and websites (“COYA” or “Service”). By using COYA, you agree to these Terms and our Privacy Policy, Community Guidelines, and other terms and policies we post.

In these Terms, "we," "us," and "our" refer to COYA Technologies, Inc.

IMPORTANT NOTICE: PLEASE READ THESE TERMS CAREFULLY. THEY CONTAIN A MANDATORY ARBITRATION PROVISION AND CLASS ACTION WAIVER (SECTION 15) WHICH REQUIRES YOU TO RESOLVE DISPUTES BY BINDING ARBITRATION RATHER THAN IN COURT.

1. What is COYA?

COYA provides a social ecosystem and tools to help gamers connect, play, grow and earn.

COYA provides a platform and tools to help anyone to start, launch, and grow an online business. Users can buy and sell products and services (the "Products") in two separate ways: (i) on COYA, a marketplace for products and services where buyers ("Buyers") purchase Products sold by sellers ("Sellers"), and (ii) through Sellers' own websites, social media accounts, and elsewhere. All Products are provided solely by Sellers, and COYA is not responsible for any Products sold through the Service. All Offerings are provided solely by the Creators/Sellers. COYA is a platform provider and is not responsible for the quality of coaching, gameplay, or any digital goods sold by users.

COYA is not a financial institution. All payment services are provided by third-party payment service providers and their bank partners (collectively, "Financial Partners"). Financial Partners hold all funds in accounts for the benefit of COYA customers.

2. Eligibility

You must be at least 13 years old (or the minimum age required in your country) to use COYA. If you are between 13 and 18, you represent that your parent or legal guardian has reviewed and agreed to these Terms and will supervise your use of COYA.

If you are a business or organization, the person accepting these Terms on your behalf confirms they have the authority to do so, and you agree that all references to “you” in these Terms include your organization. You further represent that you have authority to bind that entity to these Terms.

By using COYA, you also affirm that you are not prohibited from using U.S. services under applicable sanctions or export laws (for example, you are not located in a country embargoed by the U.S. or listed as a prohibited party).

3. Accounts and Registration

Account Registration. You must provide accurate and complete information when registering for an account. You are responsible for all activity conducted through your COYA account, and you must keep your login credentials confidential. If your account is compromised, notify us immediately at support@coya.gg.

Linked Accounts & Ownership. When linking external social, personal or payment accounts ("Linked Accounts"), you confirm that you own them and have the right to link them to our Service. The owner of the first Linked Account with a payment method connected to your account is considered the owner of all associated revenue. Only the Linked Account owner may request changes or removal. We do not mediate disputes regarding account ownership or revenue. By linking a account, you agree to abide by the terms and acceptable use policies of our payment providers. If a Financial Partner finds you in violation of their rules, they may suspend your payments or account.

Account Verification Requirements. In order to access payment services on COYA, including the ability to receive payments for transactions conducted on COYA or otherwise involving the Services, you must complete all required identity verification and compliance checks required by third party identity verification services, and our Financial Partners (“KYC Requirements”). If you do not satisfy the KYC requirements or if our payment partner later withdraws its approval of your account, you may be unable to receive payouts or your account may be suspended or terminated.

4. Your Privacy

For information about how we collect, use, share, and otherwise process information about you, see our Privacy Policy. By using the Service, you acknowledge that COYA will process your personal data in accordance with the Privacy Policy.

5. Your Use of the Service

Use of COYA. Subject to your compliance with these Terms, you may use or access our Services.

Community Guidelines. To help make COYA a welcoming place for everyone, we've created Community Guidelines that list what is not allowed on the Service. You can find the Community Guidelines, and they are part of these Terms. If you violate the Community Guidelines, it counts as violating these Terms. Your account could be suspended or terminated as a result.

Youth Safety Policy. At COYA, we want to help everyone—including teens— have a safe environement to play games and make their first dollar online. Our community is made up of users of all ages, and we work hard to promote a safe and fun environment for all. That's why we've built specific protections and safety features for users under 18. More information about these features can be found in our Youth Safety Policy

Prohibited Uses. When using COYA, you must comply with these Terms, our Community Guidelines, and all applicable laws. Below are some examples of prohibited conduct—this isn't a complete list. For additional details, see our Community Guidelines. You may not access or use, or help another person to access or use, our Service in the following ways:

Don't do anything illegal. You may not use the Service for any illegal purpose or in violation of any laws.
Don't harm pepole. You may not harass, bully, threaten, or engage in any conduct that harms other users. This includes accessing another user's account without their permission, collecting personal information about other users or people without their permission, sending unwanted advertisements or offers to other users, and posting User Content or offering Products that are harassing, threatening, embarrassing, hateful, profane, indecent, pornographic, or otherwise inappropriate.
Don't smurf/boost. Engage in services that artificially inflate a user's rank or game standing ("Boosting") in exchange for money via COYA, unless explicitly permitted by the game developer's TOS.
Don't harm COYA. You may not interfere with how the Service works or take actions that harm our platform. This includes uploading viruses, spyware, or any other harmful software; disrupting or interfering with the networks, equipment, or servers that run the Service; disabling or trying to get around security features that protect our Service; reverse engineering or otherwise attempting to figure out the source code of the Service (unless the law specifically allows you to do this); accessing or monitoring any material or information from the Service using any automated means, including robots, spiders, or scrapers; and scraping our services without our written consent.
Don't scam. Use COYA to scam users (e.g., "skin gambling" scams), conduct fraudulent chargebacks, or impersonate other players or pro teams.
Don't infringe. You may not infringe, misappropriate, or violate anyone's intellectual property rights or other proprietary rights.
Don't commit fraud. You may not engage in fraudulent, deceptive, or dishonest behavior. This includes pretending to be another person or company, falsely claiming to be affiliated with or representing someone else, selling or transferring your account access without permission, engaging in fraudulent payment practices or chargebacks, and misrepresenting Products, services, or business information to Buyers or our Financial Partners. This also includes submitting fake reviews, manipulating engagement or sales metrics, or making deceptive earnings claims.
Don't misuse the service. You may not reproduce, copy, sell, resell, or otherwise exploit any portion of the Service without our express written permission, or use the Service for peer-to-peer money transfers unrelated to actual product or service transactions.

Software. Our Services may provide software for download, such as mobile apps, which might automatically update to ensure you have the most recent version. Any open source software included in our software is subject to its own separate licenses, which we have made accessible to you.

Third-Party Services. Using COYA may include third-party software, products, services, and apps that we do not develop or control. This includes apps in our App Store built by other developers ("Third-Party Apps") and other services that integrate with COYA ("Third-Party Services"). Third-Party Apps and Third-Party Services are subject to their own terms and privacy policies. We are not responsible for their functionality, content, or any issues that arise from your use of them. If you decide to use any Third-Party Apps or Third-Party Services, you do so at your own risk.

Services and Offerings

COYA offers several ways to buy, sell, and engage with the community. Here's how our main features work and where to find more detailed terms:

Fees

Using COYA is free, but fees may apply to certain transactions and services as described in our Buyer Terms and Seller Terms. We may update our fee structure from time to time by revising those terms.

Buy

You can use COYA to buy Products from Sellers on our platform. As a Buyer, you are solely responsible for reviewing Product listings before making a purchase. Our Buyer Terms (incorporated by reference into these Terms of Service) describe your rights, responsibilities, and fees.

Sell

COYA enables you to sell Products on our platform through COYA Payments. As a Seller, you may only sell Products you have the right to sell, and you must describe them accurately. Our Seller Terms and Prohibited Products Policy (both incorporated by reference into these Terms of Service) describe your rights, responsibilities, and fees.

Earn

COYA offers programs that let you earn money by participating in the community. Our Earnings Terms cover our Affiliate Program, Connect Program, and other ways to earn on COYA.

Subscribe Level up your experience with COYA's direct subscription services. We offer enhanced membership tiers (for advanced functionality) and "Style" subscriptions (for cosmetic profile customizations, badges, and themes). These subscriptions are billed on a recurring basis and automatically renew until canceled.

7. Balance & Payouts

When you transact on COYA, you may receive funds that become part of your COYA Balance.

Your COYA Balance represents funds held for your benefit with our financial partners. You may use your COYA Balance to purchase Products and services on COYA. You may also withdraw your COYA Balance to your bank account. Your COYA Balance cannot be transferred to other people, used as a gift, or used for any purpose other than those stated in these Terms

We may instruct our Financial Partners to withdraw funds from your COYA Balance for purchases you authorize and any applicable fees. If you're a Seller, we may also withdraw funds for fines or fees for violations of these Terms, or as required by law or our Financial Partners; see the Seller Terms for more details.

You must review your transaction history on the Platform and report any unrecognized or incorrect transactions to COYA immediately. We reserve the right to not correct errors that occurred over seven (7) days prior to our receipt of a notification of potential error from you. We may correct errors and reverse transactions at any time, including those involving our error or to reflect the correct or fair details. We're required by law to share your account information with law enforcement and other third parties when necessary.

8. User Content

User Content Generally. Certain features of COYA allow users to upload, publish, or otherwise submit content to the Service, including posts, guides, product images, descriptions, reviews, videos, clips, streams and other works ("User Content"). You keep any copyright and other ownership rights that you have in the User Content you post to the Service, subject to the licenses granted in these Terms.

Your to license to us. You keep full ownership of your content and what you post on COYA, but we need licenses from you for this material to operate COYA's services. By making content available on COYA or otherwise posting on the platform, you grant us a royalty-free, non-exclusive, sublicensable, worldwide license covering your content in all formats and channels now known or later developed to use, copy, reproduce, store, publicly display, publicly perform, transmit, distribute, modify for formatting purposes, and prepare derivative works.

This sounds like a lot, but it's important for us to operate our services, including hosting your content, facilitating sales, promoting your offerings, and enabling community features.

Your Responsibilities. You are responsible for ensuring you have all necessary rights to post your content on COYA. You agree not to post content that infringes others' intellectual property or proprietary rights, violates our Community Guidelines, could not be deemed by a reasonable person to be objectionable, profane, indecent, pornographic, harassing, threatening, embarrassing, hateful, or otherwise inappropriate; and, or violates any laws. Your content must be truthful and accurate to the best of your knowledge. COYA disclaims any liability in connection with user content—you are solely responsible for what you post and the consequences of posting it.

User Content Disclaimer. We do not review or control User Content and are not responsible for it. However, we may at any time and without notice remove, edit, or block User Content that violates these Terms, our Community Guidelines, violates others' rights, or is otherwise objectionable. You acknowledge that User Content may be inaccurate, offensive, or objectionable, and you waive any legal claims against COYA regarding User Content. We are not obligated to remove content, and our choice to remove (or not remove) specific content does not mean we endorse it or take responsibility for it. You have no claim against COYA if your content is removed under these Terms. COYA will, in appropriate circumstances, terminate users who are repeat infringers of intellectual property rights.

Monitoring Content. We do not control or monitor User Content, third-party content, or how users use the Service. However, we have the right to monitor any information transmitted or received through the Service for operational purposes, and any monitored information may be examined, recorded, copied, and used according to our Privacy Policy. We may block, filter, remove, or disable access to any User Content without liability. If you find content that you believe violates these Terms or our policies, please report it to us through the designated channels.

** 9. Communications**

Electronic Communications. By using the Service, you agree to receive electronic communications from us, including emails and notifications, as described in our Privacy Policy. You acknowledge that any notices, agreements, disclosures, or other communications we send to you electronically will satisfy legal requirements that such communications be in writing. Even if you opt out of marketing emails, we may still send you important account or transaction communications (e.g., receipts, security alerts, policy updates) as these are necessary for us to provide our services to you. It is your responsibility to keep your email address and other contact information current in your account settings so that we can reach you.

Push Notifications. When you install our app on your mobile device, you agree to receive push notifications, which are messages an app sends you on your mobile device when you are not in the app. You can turn off notifications by visiting your mobile device’s “settings” page.

Email. We may send you emails concerning our products and services, as well as those of third parties. You may opt out of promotional emails by following the unsubscribe instructions in the promotional email itself.

Termination

Account Deletion. You can permanently delete your account at any time by going to the user settings danger zone delete-account from any of our apps or websites

Account Termination. We may terminate or suspend your account (and any related accounts) at any time, with or without notice, if you violate these Terms, any COYA policy, or for any other reason, at our sole discretion. If we terminate or suspend your account and you believe it was in error, you may contact us at support@coya.gg. We may review such requests at our discretion, but are not obligated to reinstate an account. We are not liable to you or any third party for any action we take under this section, including terminating another user’s account or removing content. You agree not to bring any claim against COYA for terminating or suspending the account of another user or for removing content that you may have interacted with.

When you delete your account or when your access to the Services is terminated for any reason, we reserve the right to delete any User Content or data linked to your Account. In addition, when your account is terminated by us:

Your account access will be removed. You will no longer be authorized to access your account or the Service.
Payment of outstanding amounts. You’re still responsible for any fees or charges that came up before your account was closed. We may deduct those from your COYA Balance or send you an invoice.
Loss of access to certain Products. You may lose access to certain Products managed on COYA.
Loss of access to User Content. Once your account is terminated, you may lose access to any User Content you posted to the Service. You are solely responsible for keeping copies of any User Content you posted to the Service.
Survival of Terms. The following sections of these Terms survive termination: Sections 10 (Termination), 11 (Ownership of Service), 12 (Disclaimer of Warranties), 13 (Indemnity), 14 (Limitation of Liability), 15 (Disputes and Arbitration), and 17 (General Terms), as well as any payment obligations you may have to COYA, its Financial Partners or Buyers.

If your account was terminated for violating these Terms, you are prohibited from creating a new account on the Service using a different name, email address, or other forms of account verification

Your Account Balance After Termination

When your account is terminated, we need to ensure that any outstanding obligations are satisfied and that funds are handled appropriately. Upon account termination, your Balance is subject to the following:

Offsets and Refunds. If your account is terminated or suspended, we may first use any funds in your account to cover damages, chargebacks, fees, fines, or other amounts you owe to us or our Financial Partners. We may also, at our discretion, refund buyers who purchased products or services from you that were not delivered due to your account termination.

Fraud or Illegal Activity. If we reasonably determine that any funds in your account came from fraud, illegal activity, or other unauthorized sources, we or our Financial Partners may withhold those funds and will cooperate with law enforcement or government authorities as required by law. We will not be liable for any claims arising from a good-faith decision to withhold or release funds in these situations.

Forfeiture and Escheatment. After any offsets or refunds, any remaining funds held by our payment partners on your behalf will be handled according to their policies on unclaimed or abandoned property, including state escheatment laws. You authorize us to take any necessary action on your behalf to help our payment partners comply with these legal requirements.

No Liability. We will not be liable to you or to any third party for any losses, claims, or damages of any kind arising out of or relating to COYA’s exercise of any rights under this Section 10, including any decision to offset, refund, forfeit, escheat, or withhold funds.

11. Ownership of Service

The Service is owned, operated, and provided by us and our affiliates, licensors, distributors, and service providers (collectively “Providers”). We and our Providers retain all of our respective rights, title, and interest, including intellectual property rights, in and to the Service, excluding the Products. Other than the rights of access and use expressly granted in our Terms, our Terms do not grant you any right, title, or interest in or to our Services. COYA’s name, logos, and all product or service names associated with the Service are trademarks of COYA Technologies Inc. or its licensors. You may not use them without our prior written permission.

We may add, remove, or modify any part of the Service at any time, temporarily or permanently. We will try to notify you of major changes, but we cannot always do so. We will not be liable for any changes to the Service, including paid features, or for any suspension or termination of your access. You should save copies of any content you post to the Service in case changes result in you losing access to it.

Feedback. We appreciate your feedback, and you agree that we may use it without restriction or compensation to you.

12. Disclaimer of Warranties

The Service and all materials and content are provided “as is” and “as available” without any warranty, express or implied—including warranties of merchantability, fitness for a particular purpose, title, or non-infringement.

We do not warrant that the Service will be uninterrupted, secure, error-free, or free of viruses or harmful components, and does not warrant that any such issues will be corrected.

Products are provided solely by Sellers. We only facilitate transactions and have no liability for any Product's use, function, quality, or disputes. You understand that any Product-related claim is solely between you and the applicable Seller.

You use the Service at your own risk, including any damage to your devices, loss of data, or issues arising from interactions with other users. We are not responsible for these.

No oral or written advice from us creates any warranty beyond what's expressly stated in these Terms.

Note: Some jurisdictions may provide certain statutory warranties (for example, that services are of acceptable quality). Nothing in these Terms is meant to override those rights if they apply to you. But otherwise, we make no warranties.

These disclaimers apply to the fullest extent permitted by law.

13. Indemnity

You agree to defend, indemnify, and hold harmless us and our affiliates and their respective shareholders, directors, managers, members, supportrs, employees, consultants, and agents (the “COYA Entities”) from any third-party claim, liability, damage, loss, and expense (including attorneys' fees) arising from: (a) your unauthorized use or misuse of the Service or any Product; (b) your violation of these Terms, any applicable law, or regulation; (c) your infringement of any third-party right, including intellectual property or privacy rights; (d) any Product dispute; or (e) any dispute between you and another user.

We reserve the right to assume the exclusive defense of any claim (at our own cost), and you agree to cooperate with our defense. If we do so, you will still indemnify us (meaning you’ll reimburse us for legal fees, costs, or damages) as required by this section.

14. Limitation of Liability

To the fullest extent permitted by law, the COYA Entities will not be liable for any indirect, incidental, special, consequential, or punitive damages (including lost profits, goodwill, data, or any intangible losses), arising from your use of or inability to use the Service, whether based on warranty, contract, tort, or any other legal theory, even if we or our representatives have been advised of the possibility of such damages.

Our total liability for all claims under these Terms is limited to the greater of: (a) the amount you paid us in the 12 months before the claim, or (b) $100.

You must bring any claim within one year of the event giving rise to the dispute. After that, you permanently waive the right to pursue any claim related to those events.

15. Dispute Resolution and Arbitration

YOU AND US AGREE TO THE FOLLOWING MANDATORY ARBITRATION AND CLASS ACTION WAIVER PROVISIONS:

Our Support Team is available via support@coya.gg to address any concerns you may have regarding the Service. Our Support Team can resolve most concerns quickly to our user’s satisfaction.

Informal dispute resolution. It is essential to understand your concerns and have the opportunity to address them prior to formal legal action. Before either of us files a claim against the other, we both agree to try to resolve the Dispute informally. You agree to do so by sending us notice to support@coya.gg and providing (1) your name; (2) the email address(es) associated with your account; (3) a detailed description of the issue; and (4) how you’d like to resolve it. We will do so by sending you notice to the email address associated with your account. We also both agree to attend an individual settlement conference if either party requests one during this time. If we are unable to resolve a Dispute within 60 days, either of us has the right to initiate arbitration. Any statute of limitations will be tolled during this informal resolution process.

MANDATORY ARBITRATION. You and us agree to resolve any claims arising out of or relating to these Terms or our Services, regardless of when the claim arose, even if it was before these Terms existed (a "Dispute"), through final and binding arbitration. You may opt out of arbitration within 30 days of account creation by sending written notice to: COYA Technologies Inc., 2261 Market Street STE 85609 San Francisco, CA, 94114 US. If you opt out of an update, the last set of agreed upon arbitration terms will apply. We will pay all arbitration filing and arbitrator fees for claims totaling less than $75,000, unless the arbitrator finds your claim to be frivolous. Otherwise, fees will be allocated under NAM’s rules, and each party will bear their own attorneys’ fees, unless required by law.

Arbitration forum. If we are unable to resolve the Dispute, either of us may commence arbitration with National Arbitration and Mediation ("NAM") under its Comprehensive Dispute Resolution Rules and Procedures and/or Supplemental Rules for Mass Arbitration Filings, as applicable. We will not seek attorneys' fees and costs in arbitration unless the arbitrator determines that your claim is frivolous. The activities described in these Terms involve interstate commerce and the Federal Arbitration Act (“FAA”) will govern the interpretation and enforcement of these arbitration terms and any arbitration.

The parties agree that NAM has discretion to reduce the amount or modify the timing of any administrative or arbitration fees due under NAM Rules where it deems appropriate, provided that such modification does not increase the costs to you, and you further agree that you waive any objection to such fee modification. The parties also agree that a good-faith challenge by either party to the fees imposed by NAM does not constitute a default, waiver, or breach of this Arbitration Agreement while such challenge remains pending before NAM, the arbitrator, and/or a court of competent jurisdiction, and that any and all due dates for those fees shall be tolled during the pendency of such challenge.

Arbitration procedures. The arbitration will be conducted by videoconference if possible, but if the arbitrator determines a hearing should be conducted in person, the location will be mutually agreed upon, in the county where you reside, or as determined by the arbitrator, unless the batch arbitration process applies. In the event there is an in-person proceeding: if you live in the United States, any in-person proceedings will take place in the county of your primary residence or, if no arbitrator is available in that county, then at the closest arbitration location available in the state or if you live outside the United States, to the extent permissible in your country, any in-person proceedings will take place in San Francisco, California.

Except where prohibited by applicable law, the arbitrator shall apply the law of the state of California without giving effect to any law that would result in the applicable of the law of any other jurisdiction. You and us agree that dispositive motions will be allowed in the arbitration.

The arbitration will be conducted by a sole arbitrator. The arbitrator will be either a retired judge or an attorney licensed to practice law in the state of California. The arbitrator will have exclusive authority to resolve any Dispute, except the state or federal courts of San Francisco, California have the authority to determine any Dispute about enforceability, validity of the class action waiver, or requests for public injunctive relief, as set out below. Any settlement offer amounts will not be disclosed to the arbitrator by either party until after the arbitrator determines the final award, if any. The arbitrator has the authority to grant motions dispositive of all or part of any Dispute.

CLASS AND JURY TRIAL WAIVERS. You and us agree that Disputes must be brought on an individual basis only, and may not be brought as a plaintiff or class member in any purported class, consolidated, or representative proceeding. Class arbitrations, class actions, and representative actions are prohibited. Only individual relief is available. The arbitrator may not award relief to anyone other than the individual party, subject to the Batch Arbitration provision below. The parties agree to sever and litigate in court any request for public injunctive relief after completing arbitration for the underlying claim and all other claims. This does not prevent either party from participating in a class-wide settlement. You and us knowingly and irrevocably waive any right to trial by jury in any action, proceeding, or counterclaim.

THE PARTIES UNDERSTAND THAT ARBITRATION MEANS THAT AN ARBITRATOR AND NOT A JUDGE OR JURY WILL DECIDE ANY DISPUTE, AND THAT RIGHTS TO DISCOVERY AND APPEALS MAY BE LIMITED IN ARBITRATION. THE PARTIES FURTHER UNDERSTAND THAT THE COSTS OF ARBITRATION COULD EXCEED THE COST OF LITIGATION IN SOME INSTANCES.

YOU HEREBY ACKNOWLEDGE AND AGREE THAT BY AGREEING TO THESE TERMS AND ARBITRATION AGREEMENT, YOU AND US ARE EACH WAIVING THE RIGHT TO A TRIAL BY JURY TO THE MAXIMUM EXTENT PERMITTED BY LAW.

Batch Arbitration. If 25 or more similar claims are filed by the same or coordinated counsel within 90 days, they will be administered in batches of up to 50 claimants each (“Batch”), with one arbitrator and one hearing per Batch. Any fees associated with a demand for arbitration included in a Mass Filing, including, without limitation, fees owed by us and the claimants, shall only be due after your demand for arbitration is included in a set of batch proceedings and that batch is properly designated for filing, processing, and adjudication. NAM will administer these according to its Mass Filing Rules.

The parties further agree to cooperate with each other and the arbitration provider or arbitrator to establish any other processes or procedures that the arbitration provider or arbitrator believe will provide for an efficient resolution of claims. For example, if the number of cases filed makes batches of 50 cases too small for the prompt resolution of all filed claims, you and we agree that NAM may increase or decrease the batch size, transfer a case between batches, or proceed with adjudication of more than one (but no greater than five) batches at a time as determined in the reasoned discretion of the NAM procedural arbitrator, following the input of the parties. Any and all disagreements between the parties as to whether this provision applies or as to the process or procedure for batching shall be resolved by a NAM procedural arbitrator.

Severability. If any part of this arbitration section is found to be illegal or unenforceable, the remainder will remain in effect—except that if the unenforceable portion would allow class arbitration or representative actions, this entire Section 15 will be unenforceable.

Exceptions. You or we may bring claims (a) in small claims court if within its jurisdiction, or (b) for injunctive or equitable relief to prevent unauthorized use or IP infringement.

16. Copyright Complaints (DMCA)

We respect the intellectual property rights of others and we expect Users on COYA to do the same. We respond to claims of copyright infringement on COYA that are reported to our designated copyright agent.

If you're a copyright owner or authorized to act on behalf of one, you can report alleged copyright infringements by contacting our designated agent at: COYA Technologies Inc., Attention: Legal (IP Notification), 2261 Market Street STE 85609 San Francisco, CA, 94114 US, or by emailing support@coya.gg.

When we receive your report, we'll take appropriate action, which may include removing access to the reported content. We may notify the person who posted the content so they have the opportunity to send a counter notification as permitted by law. If we receive a valid counter notification, we may restore the content unless the original complainant informs us they have filed a court action against the user. We may also share a copy of the notice with others, as appropriate.

If you are submitting a notice under the DMCA, please see 17 U.S.C. § 512(c)(3) for the requirements of a proper notification. Please note that if you knowingly misrepresent that any activity or material on our Service is infringing, you may be liable to us for certain costs and damages.

In accordance with the DMCA and other applicable laws, COYA will, in appropriate circumstances, terminate users who are repeat infringers of intellectual property rights.

17. General Terms

Changes to these Terms. We may revise and update these Terms from time to time. If you continue to access the Services after we post the updated Terms on our website or otherwise give you notice of Terms changes, then you agree to the updated Terms. If you do not accept the updated Terms, you must stop using our Services.

Additional Terms. Your use of the Service is subject to all additional terms, policies, rules, or guidelines applicable to the Service or certain features of the Service that we may post on or link to from the Service (the “Additional Terms”). The purchase or sale of certain Products may also require Additional Terms. All Additional Terms are incorporated by this reference into, and made a part of, these Terms. If any Additional Terms conflict with these Terms for a particular feature or Product, the Additional Terms will govern for that feature or Product.

Entire Agreement. These Terms, together with any Additional Terms and policies incorporated herein by reference, constitute the entire agreement between you and COYA regarding your use of the Service, and supersede any prior agreements or understandings (written or oral) on this subject. Any earlier terms of service are hereby revoked.

Severability. If a particular Term or portion of these Terms is not valid or enforceable, this will have no effect on any other Terms.

No waiver. Any delay or failure on our part to enforce a provision of these Terms is not a waiver of our right to enforce them later.

No assignment. These Terms may not be transferred or assigned by you without our prior written consent, but may be assigned by us without restriction.

Governing Law. Delware law will govern these Terms except for its conflicts of laws principles. Except as provided in the dispute resolution section above, all claims arising out of or relating to these Terms will be brought exclusively in the federal or state courts of Delware. Those who access the Service from other locations do so at their own initiative and are responsible for compliance with local laws.

Export Compliance. You agree to comply with all U.S. and international export control and sanctions laws in using the Service. You represent that you are not on any restricted party list and not using the Service from within any embargoed or sanctioned country.

No Third-Party Beneficiaries. Except as expressly provided in Section 18 (Apple) below, these Terms do not confer any rights or remedies on any third party.

Notice to California Residents. If you are a California resident, then under California Civil Code Section 1789.3, you may contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs in writing at 1625 N. Market Blvd., Suite S-202, Sacramento, California 95834, or by telephone at +1-800-952-5210 in order to resolve a complaint regarding the Service or to receive further information regarding use of the Service.

No Support. We are under no obligation to provide support for the Service. In instances where we may offer support, the support will be subject to published policies.

No Obligation to Provide Export or Download of Information or Data. COYA may allow you to access, via functionality provided by the Service, certain information or data relating to your use of the Service, but you acknowledge that such access is provided in COYA’s sole discretion, and COYA has no obligation to make any information or data available to you for export or download.

Contact Information. The Service is offered by COYA Technologies Inc., located at 2261 Market Street STE 85609 San Francisco, CA, 94114 US You may contact us by sending correspondence to that address or by emailing us at support@coya.gg.

18. Additional Notices and Terms

Notice Regarding Apple.

This Section only applies to the extent you are using our mobile application on an iOS device. You acknowledge that these Terms are between you and COYA only, not with Apple Inc. (“Apple”), and Apple is not responsible for the Service or the content of it. Apple has no obligation to furnish any maintenance and support services with respect to the Service. If the Service fails to conform to any applicable warranty, you may notify Apple, and Apple will refund any applicable purchase price for the mobile application to you. To the maximum extent permitted by applicable law, Apple has no other warranty obligation with respect to the Service. Apple is not responsible for addressing any claims by you or any third party relating to the Service or your possession and/or use of the Service, including (a) product liability claims; (b) any claim that the Service fails to conform to any applicable legal or regulatory requirement; or (c) claims arising under consumer protection or similar legislation.

Apple is not responsible for the investigation, defense, settlement, and discharge of any third party claim that the Service and/or your possession and use of the Service infringe a third party’s intellectual property rights. You agree to comply with any applicable third-party terms when using the Service. Apple and Apple’s subsidiaries are third-party beneficiaries of these Terms, and upon your acceptance of these Terms, Apple will have the right (and will be deemed to have accepted the right) to enforce these Terms against you as a third-party beneficiary of these Terms. You hereby represent and warrant that (a) you are not located in a country that is subject to a U.S. Government embargo or that has been designated by the U.S. Government as a “terrorist supporting” country; and (b) you are not listed on any U.S. Government list of prohibited or restricted parties.

Software Access Addendum

Description of Software Access Feature. If you are a Seller, the Service may permit you to make software of yours (“Software”) available to Buyers. If you are a Buyer, the Service may permit you to purchase a license to Software made available by a Seller. This Software Access Addendum will apply to any such use of the Service.

Delivery. Once a Buyer purchases a subscription to a Seller’s Software, Seller agrees to promptly deliver copies such Software to Buyer.

Software License. If you are a Seller, you agree to grant the Buyer a license to the purchased Software under your applicable end user license.

Software Terms. Seller may choose to require the acceptance additional terms governing the use of the Software (“Software Terms”). If any Software Terms are required in connection with access to Software, all Buyers of such Software agree to be bound by such Software Terms.

Software Rental Addendum

Description of Software Rental Feature. For purposes of this Addendum, a Buyer who makes Software available to Renters is deemed a Licensor of that Software for the Rental Period. If you are a Buyer who has purchased access to Software via the Service, the Service may permit you to make such Software available to other users (“Renters”) for a period of time (“Rental Period”). The Service may permit you to rent such Software from a Buyer. This Software Rental Addendum will apply to any such use of the Service. This Software Rental Addendum also hereby incorporates the Software Access Addendum by reference.

Delivery. On the start date of a Rental Period, COYA will facilitate the delivery of the Software to Renter. Buyer agrees to allow COYA to facilitate the delivery of the Software to Renter.

Software License. If you are a Seller making your Software available for rental, you agree to grant the Renter a license to the rented Software under your applicable end user license for the duration of the Rental Period**.** If you are a Buyer who has purchased access to Software via the Service and make it available to other users for rental, you agree to grant the Renter a license to the rented Software under your applicable end user license for the duration of the Rental Period.

Software Terms. If you are a Renter, you agree to be bound by any applicable Software Terms.